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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/529-set-up-in-parents-name-or-grandparents-name/</loc>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-movement-and-consolidation/</loc>
		<lastmod>2023-01-23T01:59:46+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/529-under-secure-2-0-act/</loc>
		<lastmod>2023-01-23T02:05:08+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/at-77-ready-to-sell-home/</loc>
		<lastmod>2023-01-23T17:25:22+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/rmd-18/</loc>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/portfolio-balancing-going-into-retirement/</loc>
		<lastmod>2023-01-23T17:38:47+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/coverdell-accounts-and-secure-2-0/</loc>
		<lastmod>2023-01-23T17:39:38+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-and-the-transfer-of-marketable-securities/</loc>
		<lastmod>2023-01-24T16:16:31+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-if-there-is-a-default/</loc>
		<lastmod>2023-01-24T16:17:15+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/expat-investment-advice/</loc>
		<lastmod>2023-01-24T16:23:15+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cds-now-or-when/</loc>
		<lastmod>2023-01-24T16:25:12+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ibonds-9/</loc>
		<lastmod>2023-01-24T16:32:18+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/1099k-reporting-for-illinois-2/</loc>
		<lastmod>2023-01-24T16:35:27+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401-2/</loc>
		<lastmod>2023-01-24T16:38:31+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/spousal-ssa-benefits/</loc>
		<lastmod>2023-01-26T20:25:43+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/wills-need-help/</loc>
		<lastmod>2023-01-26T20:28:15+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-savings-4/</loc>
		<lastmod>2023-01-26T20:30:15+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cd-early-withdrawal/</loc>
		<lastmod>2023-01-26T20:31:21+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-14/</loc>
		<lastmod>2023-01-26T20:32:29+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-49/</loc>
		<lastmod>2023-01-26T20:36:21+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/non-financial-question-about-paper-money/</loc>
		<lastmod>2023-01-26T20:37:52+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cds-6/</loc>
		<lastmod>2023-01-26T20:39:10+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/online-banking-cds/</loc>
		<lastmod>2023-01-26T20:40:15+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-ceiling-and-treasury-security-purchases/</loc>
		<lastmod>2023-01-26T20:41:08+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fees-undercut-returns-on-your-investment-west-bendnews/</loc>
		<lastmod>2023-01-27T10:41:20+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/transunion/</loc>
		<lastmod>2023-01-26T20:46:36+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/my-spouse-and-401k-withdrawal/</loc>
		<lastmod>2023-01-26T20:50:49+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-15/</loc>
		<lastmod>2023-01-27T10:51:11+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-and-bankruptcy/</loc>
		<lastmod>2023-01-26T20:57:42+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/help-fraud/</loc>
		<lastmod>2023-01-27T20:16:11+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bill-maturity/</loc>
		<lastmod>2023-01-27T20:50:10+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/special-needs-trust-assets/</loc>
		<lastmod>2023-01-29T00:19:51+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/financial-advisor-recommendation/</loc>
		<lastmod>2023-01-29T00:22:09+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/student-loan-forgiveness-7/</loc>
		<lastmod>2023-01-29T00:27:31+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/losing-ssdi-if-you-try-to-go-back-to-work/</loc>
		<lastmod>2023-01-29T00:34:42+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/opening-a-treasury-gov-account-in-name-of-my-trust/</loc>
		<lastmod>2023-01-29T00:35:56+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-i-bond-interest-posting/</loc>
		<lastmod>2023-01-29T00:37:40+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/almost-80-and-where-to-put-cash/</loc>
		<lastmod>2023-01-29T00:39:53+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-consolidation-10/</loc>
		<lastmod>2023-01-29T00:42:08+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-at-maturity/</loc>
		<lastmod>2023-01-29T00:44:06+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/college-savings-late-to-the-game/</loc>
		<lastmod>2023-01-29T00:47:22+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/medigap-insurance/</loc>
		<lastmod>2023-02-02T21:33:01+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-payout/</loc>
		<lastmod>2023-02-02T21:35:14+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-freeze-7/</loc>
		<lastmod>2023-02-02T21:36:47+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-i-bond-lost-my-password/</loc>
		<lastmod>2023-02-02T21:40:12+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/divorce-and-401k/</loc>
		<lastmod>2023-02-02T21:44:51+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/living-trust-recommendation/</loc>
		<lastmod>2023-02-02T21:45:59+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-consultation/</loc>
		<lastmod>2023-02-02T21:46:44+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cd-2/</loc>
		<lastmod>2023-02-02T21:47:44+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-long-to-keep-records-of-mortgage-refinancing/</loc>
		<lastmod>2023-02-02T22:22:12+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/living-trust-pages-needed-to-prove-trust/</loc>
		<lastmod>2023-02-02T22:24:14+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tbill-and-i-bond-taxes/</loc>
		<lastmod>2023-02-03T19:02:46+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gifting-money-from-an-ira-or-401k/</loc>
		<lastmod>2023-02-03T19:38:45+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-ira-10/</loc>
		<lastmod>2023-02-03T19:42:01+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/403b-rollover-while-working/</loc>
		<lastmod>2023-02-03T19:44:26+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-received-a-check-for-85-000-from-the-usaa-and-im-wondering-if-its-a-scam/</loc>
		<lastmod>2023-02-03T19:47:20+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxes-on-received-unclaimed-property/</loc>
		<lastmod>2023-02-03T19:51:29+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/pay-extra-principal-on-my-mortgage-or-invest-the-extra-funds/</loc>
		<lastmod>2023-02-04T20:22:44+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/student-loan-repayment-3/</loc>
		<lastmod>2023-02-04T20:23:54+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-to-invest-at-69-years-old/</loc>
		<lastmod>2023-02-04T20:29:52+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/college-savings-plans-2/</loc>
		<lastmod>2023-02-04T20:32:15+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/required-minimum-dustribution/</loc>
		<lastmod>2023-02-05T16:41:21+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-1-bonds-and-treasury-bills/</loc>
		<lastmod>2023-02-06T17:35:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bond-and-gift-limit/</loc>
		<lastmod>2023-02-06T18:07:06+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-funding/</loc>
		<lastmod>2023-02-06T18:10:40+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/chicken-money-options/</loc>
		<lastmod>2023-02-06T18:12:44+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-plan-suggested-by-fidelity/</loc>
		<lastmod>2023-02-06T21:22:34+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/early-retirement-social-security-widows-benefits/</loc>
		<lastmod>2023-02-07T18:49:09+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/buying-t-bills-within-my-ameriprise-ira-accounts/</loc>
		<lastmod>2023-02-08T16:46:09+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-ira-vs-401k/</loc>
		<lastmod>2023-02-08T16:47:55+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-to-freeze-your-credit/</loc>
		<lastmod>2023-02-08T16:48:53+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-consolidation-without-a-loan/</loc>
		<lastmod>2023-02-08T16:50:18+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-when-do-i-pay-taxes-on-the-interest/</loc>
		<lastmod>2023-02-08T16:52:23+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-ira-mistaken-contribution/</loc>
		<lastmod>2023-02-08T16:57:17+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/1098e-parent-loan-interest/</loc>
		<lastmod>2023-02-08T21:37:43+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/irs-backlog/</loc>
		<lastmod>2023-02-08T21:40:05+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/saving-for-college-5/</loc>
		<lastmod>2023-02-08T21:46:47+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-if-rates-move-higher-can-i-switch/</loc>
		<lastmod>2023-02-08T21:47:58+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-notes/</loc>
		<lastmod>2023-02-08T21:48:56+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-savings-bond-taxes/</loc>
		<lastmod>2023-02-09T22:46:53+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/63-no-retirement-period/</loc>
		<lastmod>2023-02-09T22:48:41+00:00</lastmod>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/coupon-rates-vs-yield/</loc>
		<lastmod>2023-02-09T22:51:28+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/will-vs-trust-3/</loc>
		<lastmod>2023-02-09T22:57:07+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/freezing-credit-5/</loc>
		<lastmod>2023-02-09T22:59:07+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-freeze-8/</loc>
		<lastmod>2023-02-13T15:30:16+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-account-2/</loc>
		<lastmod>2023-02-13T15:33:01+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasuery-bills-purchased-not-showing-up/</loc>
		<lastmod>2023-02-13T15:35:40+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/yields-on-a-mm-at-vanguard-vs-t-bills/</loc>
		<lastmod>2023-02-13T15:39:15+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tips-vs-ibond-vs-t-bills/</loc>
		<lastmod>2023-02-13T15:40:37+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/beneficiary-named-so-do-i-need-a-will/</loc>
		<lastmod>2023-02-13T15:45:34+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/where-do-i-buy-treasury-bills/</loc>
		<lastmod>2023-02-13T15:47:03+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fixed-index-annuities-avoid-these-like-the-plague/</loc>
		<lastmod>2023-02-13T22:45:16+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/annuity-transfer-2/</loc>
		<lastmod>2023-02-13T22:47:34+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/widowers-social-security-benefits/</loc>
		<lastmod>2023-02-13T22:50:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/scam-victim/</loc>
		<lastmod>2023-02-17T17:27:06+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-question-for-windfalol/</loc>
		<lastmod>2023-02-17T17:30:46+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-36/</loc>
		<lastmod>2023-02-17T17:39:01+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mm-vs-t-bills/</loc>
		<lastmod>2023-02-17T17:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-15/</loc>
		<lastmod>2023-02-17T17:43:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/additional-house-payment-vs-t-bills/</loc>
		<lastmod>2023-02-17T17:44:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/interest-on-t-bills-and-i-bonds/</loc>
		<lastmod>2023-02-17T17:47:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasurydirect-accounts/</loc>
		<lastmod>2023-02-17T17:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bond-vs-t-bill/</loc>
		<lastmod>2023-02-17T17:51:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/earn-5-on-my-no-interest-bearing-savings-account/</loc>
		<lastmod>2023-02-17T17:52:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/can-i-invest-in-t-bills-from-my-hsa-checking-accoun/</loc>
		<lastmod>2023-02-17T17:54:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/late-fees-accumulation/</loc>
		<lastmod>2023-02-17T17:56:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-50/</loc>
		<lastmod>2023-02-17T17:59:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/trust-2/</loc>
		<lastmod>2023-02-20T00:11:21+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/medical-insurance-on-car-insurance-policy/</loc>
		<lastmod>2023-02-20T00:16:56+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/remodel-or-tear-down/</loc>
		<lastmod>2023-02-20T00:25:34+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-37/</loc>
		<lastmod>2023-02-20T00:30:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/refinancing-a-private-student-loan/</loc>
		<lastmod>2023-02-20T00:34:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-4-or-8-week-or-longer/</loc>
		<lastmod>2023-02-20T00:35:44+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-debt-investments-and-foreign-exchange/</loc>
		<lastmod>2023-02-20T00:45:51+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tbill-interest/</loc>
		<lastmod>2023-02-20T00:46:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-standard-vs-roth/</loc>
		<lastmod>2023-02-20T00:57:09+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/interest-rates-8/</loc>
		<lastmod>2023-02-20T00:59:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-switched-to-a-roth/</loc>
		<lastmod>2023-02-20T01:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/federal-taxes-2/</loc>
		<lastmod>2023-02-20T01:07:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bill-in-an-ira/</loc>
		<lastmod>2023-02-20T01:08:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taking-social-security-before-full-retirement-age/</loc>
		<lastmod>2023-02-20T12:08:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/qualified-longevity-annuity-contract-good-idea/</loc>
		<lastmod>2023-02-20T12:11:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/estate-planning-8/</loc>
		<lastmod>2023-02-21T03:07:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/estate-planning-help-2/</loc>
		<lastmod>2023-02-21T03:14:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/borrowed-money/</loc>
		<lastmod>2023-02-25T14:24:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/what-can-i-do-with-an-rmd-i-dont-need/</loc>
		<lastmod>2023-02-25T14:27:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-benefits-at-70/</loc>
		<lastmod>2023-02-25T14:29:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-hh-bonds-matured-cashing-them-in/</loc>
		<lastmod>2023-02-25T14:33:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/purchasing-treasury-t-bills/</loc>
		<lastmod>2023-02-27T00:18:46+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-1-savings-bonds/</loc>
		<lastmod>2023-02-27T00:20:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/greater-return-on-investment/</loc>
		<lastmod>2023-02-27T00:25:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/6-month-treasury-bills-3/</loc>
		<lastmod>2023-02-27T00:26:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/long-term-care-how-to-purchase/</loc>
		<lastmod>2023-02-27T00:31:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bond-should-i-cash-and-repurchase/</loc>
		<lastmod>2023-02-27T00:34:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-with-my-yearly-bonus/</loc>
		<lastmod>2023-02-27T00:37:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-and-debt-ceiling/</loc>
		<lastmod>2023-02-27T00:38:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-16/</loc>
		<lastmod>2023-02-27T01:03:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/rmd-from-roth-40lk/</loc>
		<lastmod>2023-02-27T01:05:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-17/</loc>
		<lastmod>2023-02-27T01:06:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-21/</loc>
		<lastmod>2023-02-27T01:08:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-38/</loc>
		<lastmod>2023-02-27T01:10:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/take-out-401k-money-to-pay-off-mobile-home/</loc>
		<lastmod>2023-02-27T01:13:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gifted-money/</loc>
		<lastmod>2023-02-27T01:18:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/distribution/</loc>
		<lastmod>2023-02-27T01:20:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/multiple-roth-ira-accounts/</loc>
		<lastmod>2023-02-27T01:22:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/irs-enforcement-raids/</loc>
		<lastmod>2023-02-27T01:27:44+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxs/</loc>
		<lastmod>2023-02-27T01:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/update-trust/</loc>
		<lastmod>2023-02-27T01:39:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/legacy-cga/</loc>
		<lastmod>2023-02-27T01:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/no-pension-roth-trad-ira/</loc>
		<lastmod>2023-02-27T01:47:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-22/</loc>
		<lastmod>2023-02-27T01:49:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/a-new-retirement-strategy-working-toward-zero-taxes-at-retirement-and-not-just-roths/</loc>
		<lastmod>2023-02-27T01:54:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/identity-theft-7/</loc>
		<lastmod>2023-02-27T01:56:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/irs-lost-refund-check/</loc>
		<lastmod>2023-02-27T01:59:25+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/403b-roth-account/</loc>
		<lastmod>2023-02-27T02:00:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-18/</loc>
		<lastmod>2023-02-27T02:03:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-direction-at-current-64-yrs-old/</loc>
		<lastmod>2023-02-27T02:04:37+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ssdi-and-additional-income/</loc>
		<lastmod>2023-02-27T02:07:33+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bonds-6/</loc>
		<lastmod>2023-02-27T02:08:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-sold-my-chicago-bears-psl-after-owning-them-for-17-years/</loc>
		<lastmod>2023-02-27T02:11:19+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investments-16/</loc>
		<lastmod>2023-02-27T02:13:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-companies/</loc>
		<lastmod>2023-02-27T02:14:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-16/</loc>
		<lastmod>2023-02-27T02:16:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/question-regarding-taxes/</loc>
		<lastmod>2023-02-27T02:19:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/heloc-8/</loc>
		<lastmod>2023-02-27T02:20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-death-benefits-for-spouse/</loc>
		<lastmod>2023-02-27T16:36:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/imrf-pension-savings/</loc>
		<lastmod>2023-02-27T16:39:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-38/</loc>
		<lastmod>2023-02-27T16:41:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-to-invest-2500/</loc>
		<lastmod>2023-02-28T17:52:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gifts-to-children/</loc>
		<lastmod>2023-02-28T17:54:05+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/financial-advisor-recommendation-2/</loc>
		<lastmod>2023-02-28T17:55:21+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/donated-items-a-deduction/</loc>
		<lastmod>2023-02-28T17:58:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/expired-annuity-not-releasing-money/</loc>
		<lastmod>2023-02-28T18:02:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-39/</loc>
		<lastmod>2023-03-06T00:46:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bill-purchases/</loc>
		<lastmod>2023-03-06T00:48:17+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-51/</loc>
		<lastmod>2023-03-06T00:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-i-savings-bond-and-health-savings-account/</loc>
		<lastmod>2023-03-06T00:51:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-during-retirement-3/</loc>
		<lastmod>2023-03-06T00:58:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/buying-a-treasury-bill/</loc>
		<lastmod>2023-03-06T00:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/nonspouse-ira-i-got/</loc>
		<lastmod>2023-03-06T01:02:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-acct/</loc>
		<lastmod>2023-03-06T01:05:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ee-paper-savings-bonds-is-there-a-problem-w-the-treasury-savings-bond-calculator/</loc>
		<lastmod>2023-03-06T01:08:30+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-adding-a-beneficiary/</loc>
		<lastmod>2023-03-06T01:11:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/wgn-noon-business-hour/</loc>
		<lastmod>2023-03-06T01:12:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/lease-auo-purchase/</loc>
		<lastmod>2023-03-06T01:14:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/will-2/</loc>
		<lastmod>2023-03-06T01:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-scores-6/</loc>
		<lastmod>2023-03-06T01:45:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/closing-accounts-once-paid-to-0-balance/</loc>
		<lastmod>2023-03-06T01:48:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/adding-i-bond-beneficiary/</loc>
		<lastmod>2023-03-06T01:49:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/65-years-old-invest-300k/</loc>
		<lastmod>2023-03-07T14:29:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bills-versus-treasury-i-bonds/</loc>
		<lastmod>2023-03-07T14:31:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/loss-of-senior-freeze/</loc>
		<lastmod>2023-03-07T14:38:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-benefits-7/</loc>
		<lastmod>2023-03-07T14:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/federal-tax-2/</loc>
		<lastmod>2023-03-07T14:45:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/employer-401k-transfer-cost-me-11k/</loc>
		<lastmod>2023-03-07T14:48:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/the-check-is-in-the-ach-mail/</loc>
		<lastmod>2023-03-07T14:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/a-book-you-have-written/</loc>
		<lastmod>2023-03-07T14:52:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-if-i-need-cash-fast/</loc>
		<lastmod>2023-03-07T14:54:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/estate-lawyer-recommendations/</loc>
		<lastmod>2023-03-07T14:57:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/digital-currency/</loc>
		<lastmod>2023-03-07T14:58:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-to-buy-treasury-bills/</loc>
		<lastmod>2023-03-07T14:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/extra-money-to-invest/</loc>
		<lastmod>2023-03-07T15:00:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxes-for-the-self-employed/</loc>
		<lastmod>2023-03-07T15:12:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-for-children-2/</loc>
		<lastmod>2023-03-07T15:15:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-benefits-spouse-or-widow/</loc>
		<lastmod>2023-03-07T15:21:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-52/</loc>
		<lastmod>2023-03-08T00:37:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bills-18/</loc>
		<lastmod>2023-03-08T00:38:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/net-interest-after-taxes/</loc>
		<lastmod>2023-03-08T00:41:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-funds-5/</loc>
		<lastmod>2023-03-08T00:44:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/qualifying-dependents-for-taxes/</loc>
		<lastmod>2023-03-08T00:54:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxes-on-ebay-personal-sales/</loc>
		<lastmod>2023-03-08T01:01:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-income-tax-filing/</loc>
		<lastmod>2023-03-08T20:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mail-communication/</loc>
		<lastmod>2023-03-10T22:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-survivorship/</loc>
		<lastmod>2023-03-10T22:13:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/bit-coins/</loc>
		<lastmod>2023-03-11T14:04:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-17/</loc>
		<lastmod>2023-03-11T14:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/529-savings/</loc>
		<lastmod>2023-03-11T14:06:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tax-on-sale-of-gold-coins/</loc>
		<lastmod>2023-03-11T14:18:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-and-our-trust-as-the-registration/</loc>
		<lastmod>2023-03-11T14:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cryptocurrency-2/</loc>
		<lastmod>2023-03-11T14:25:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/stock-market-5/</loc>
		<lastmod>2023-03-11T14:29:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-concerns-at-my-age/</loc>
		<lastmod>2023-03-11T14:33:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-ee-savings-bond05-07-2013/</loc>
		<lastmod>2023-03-11T14:35:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-vs-traditional-ira-use/</loc>
		<lastmod>2023-03-11T14:37:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/need-a-will/</loc>
		<lastmod>2023-03-11T14:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/lump-sum-pension-distribution/</loc>
		<lastmod>2023-03-11T14:44:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tax-exempt-bond-funds/</loc>
		<lastmod>2023-03-11T14:46:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/converting-my-401-from-stocks-to-treasury-note/</loc>
		<lastmod>2023-03-11T14:50:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bond-purchase-rejected/</loc>
		<lastmod>2023-03-11T14:52:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-insurance/</loc>
		<lastmod>2023-03-11T14:54:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-series-i-bonds-gift-to-a-grandchild/</loc>
		<lastmod>2023-03-12T14:54:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/403b-roth/</loc>
		<lastmod>2023-03-12T14:56:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/403b-2/</loc>
		<lastmod>2023-03-11T18:26:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-vs-income-property/</loc>
		<lastmod>2023-03-11T18:28:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxes-on-mortgage-buy-out/</loc>
		<lastmod>2023-03-12T18:28:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/property-tax-3/</loc>
		<lastmod>2023-03-11T18:56:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/age-77-first-time-home-owners-tax-documents-needed/</loc>
		<lastmod>2023-03-12T18:56:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/income-taxes-for-disability-payments/</loc>
		<lastmod>2023-03-12T19:02:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/medicare-enrollment/</loc>
		<lastmod>2023-03-12T19:07:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/vwehx/</loc>
		<lastmod>2023-03-12T09:13:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tax-on-conversion-of-ira-to-roth/</loc>
		<lastmod>2023-03-12T09:15:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/my-financial-portfolio/</loc>
		<lastmod>2023-03-11T19:19:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/todi-vs-trust/</loc>
		<lastmod>2023-03-12T09:20:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/529-to-roth-ira/</loc>
		<lastmod>2023-03-12T09:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/suspending-a-401k-contribution-or-stopping-all-together/</loc>
		<lastmod>2023-03-12T11:26:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/financial-literacy/</loc>
		<lastmod>2023-03-11T19:31:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/do-i-need-a-will/</loc>
		<lastmod>2023-03-11T19:33:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cryptocurrency-3/</loc>
		<lastmod>2023-03-12T11:33:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-19/</loc>
		<lastmod>2023-03-11T19:36:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-20/</loc>
		<lastmod>2023-03-12T08:36:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/selling-old-silver-dollars/</loc>
		<lastmod>2023-03-11T19:42:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/obtaining-a-court-order-to-get-bank-checks/</loc>
		<lastmod>2023-03-12T10:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gold-10/</loc>
		<lastmod>2023-03-12T10:48:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-21/</loc>
		<lastmod>2023-03-11T19:50:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-conversion-5-year-rules/</loc>
		<lastmod>2023-03-11T19:53:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fixed-index-annuity-5/</loc>
		<lastmod>2023-03-11T19:55:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/claiming-a-dependent-impact-on-financial-aid/</loc>
		<lastmod>2023-03-11T20:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-score-11/</loc>
		<lastmod>2023-03-11T20:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-beneficiary-or-trust/</loc>
		<lastmod>2023-03-11T20:07:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-rollover-7/</loc>
		<lastmod>2023-03-11T20:09:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ee-bonds-5/</loc>
		<lastmod>2023-03-11T20:16:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/traditional-ira-vs-roth-ira/</loc>
		<lastmod>2023-03-11T20:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/educational-materials-when-planning-income-and-taxes-before-retirement/</loc>
		<lastmod>2023-03-11T20:21:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/do-i-need-to-file-a-tax-return/</loc>
		<lastmod>2023-03-11T20:23:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bond-beneficiary/</loc>
		<lastmod>2023-03-11T20:25:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/saving-for-daughters-education/</loc>
		<lastmod>2023-03-11T20:26:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/150k-investment/</loc>
		<lastmod>2023-03-11T20:27:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-or-40lk-beneficiary/</loc>
		<lastmod>2023-03-11T20:31:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/my-credit-card-was-cancelled/</loc>
		<lastmod>2023-03-11T20:36:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/making-an-account-on-treasurydirect-in-order-to-purchase-an-i-bond/</loc>
		<lastmod>2023-03-11T20:38:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tax-question-regarding-having-two-residences-in-two-different-states/</loc>
		<lastmod>2023-03-11T20:43:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/payoff-rental-property-mortgage-early-or-invest-the-money-in-stocks/</loc>
		<lastmod>2023-03-12T09:48:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/house-deed-2022-real-estate-taxes/</loc>
		<lastmod>2023-03-12T11:50:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/leftover-529-money/</loc>
		<lastmod>2023-03-11T20:57:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/heloc-interest-rates/</loc>
		<lastmod>2023-03-12T22:34:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-savings-contributions/</loc>
		<lastmod>2023-03-12T22:37:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-conversions-after-59-5/</loc>
		<lastmod>2023-03-12T22:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-40/</loc>
		<lastmod>2023-03-12T22:52:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-insurance-limit/</loc>
		<lastmod>2023-03-13T14:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/banks/</loc>
		<lastmod>2023-03-13T20:38:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-insurance-2/</loc>
		<lastmod>2023-03-13T20:56:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/pension-social-security/</loc>
		<lastmod>2023-03-13T20:57:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-total-withdrawal/</loc>
		<lastmod>2023-03-13T20:58:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bills-19/</loc>
		<lastmod>2023-03-14T21:04:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/savings-bond-redemption/</loc>
		<lastmod>2023-03-14T21:07:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/long-term-care-insurance-34/</loc>
		<lastmod>2023-03-14T21:09:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/should-i-pay-off-loans/</loc>
		<lastmod>2023-03-14T21:11:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cds-7/</loc>
		<lastmod>2023-03-14T21:12:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-16/</loc>
		<lastmod>2023-03-14T21:14:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/state-of-nations-banks/</loc>
		<lastmod>2023-03-14T21:15:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-invest-250000/</loc>
		<lastmod>2023-03-15T00:22:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/trust-3/</loc>
		<lastmod>2023-03-15T00:26:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-insured-banking-entities/</loc>
		<lastmod>2023-03-15T00:27:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-coverage/</loc>
		<lastmod>2023-03-19T15:45:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/banks-2/</loc>
		<lastmod>2023-03-19T15:45:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/long-term-care-insurance-35/</loc>
		<lastmod>2023-03-19T15:48:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/choosing-a-new-investment-firm/</loc>
		<lastmod>2023-03-19T15:56:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-ee-bonds-from-years-ago-just-found/</loc>
		<lastmod>2023-03-19T16:02:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tax-deduction-of-interest-lost-penalty-on-closing-an-ira-cd-before-maturity/</loc>
		<lastmod>2023-03-19T16:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-debit-from-deceased-family-member/</loc>
		<lastmod>2023-03-19T16:06:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-wrong-rate/</loc>
		<lastmod>2023-03-19T16:08:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-22/</loc>
		<lastmod>2023-03-19T16:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/irs-2021-return/</loc>
		<lastmod>2023-03-19T16:13:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/estate-and-retirement-financial-planner-vs-trust-will-attorney/</loc>
		<lastmod>2023-03-19T16:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/stimulus-check-98/</loc>
		<lastmod>2023-03-19T16:48:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/banking-crisis/</loc>
		<lastmod>2023-03-19T16:49:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-score-12/</loc>
		<lastmod>2023-03-19T16:50:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-portfolio/</loc>
		<lastmod>2023-03-19T16:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/hsas/</loc>
		<lastmod>2023-03-19T16:58:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/selling-fort-knox-gold/</loc>
		<lastmod>2023-03-19T17:00:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/best-return-on-investment/</loc>
		<lastmod>2023-03-19T17:01:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxes-on-sale-of-inherited-property/</loc>
		<lastmod>2023-03-19T17:03:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-18/</loc>
		<lastmod>2023-03-19T17:07:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bills-but-which-money-to-use/</loc>
		<lastmod>2023-03-19T17:10:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bonds-and-interest/</loc>
		<lastmod>2023-03-19T17:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/settlement-money/</loc>
		<lastmod>2023-03-19T17:21:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/bank-solvency/</loc>
		<lastmod>2023-03-19T17:25:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/its-tax-returns/</loc>
		<lastmod>2023-03-19T17:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-ira-option/</loc>
		<lastmod>2023-03-23T00:42:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/recent-bank-failures/</loc>
		<lastmod>2023-03-23T00:43:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bonds-safety/</loc>
		<lastmod>2023-03-23T00:43:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-3/</loc>
		<lastmod>2023-03-23T00:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/target-date-fund/</loc>
		<lastmod>2023-03-23T00:48:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/back-tax-returns-not-filed/</loc>
		<lastmod>2023-03-23T00:52:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/car-note/</loc>
		<lastmod>2023-03-23T00:54:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mortgage-payoff-or-retirement-savings/</loc>
		<lastmod>2023-03-23T00:56:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/finances-2/</loc>
		<lastmod>2023-03-23T01:00:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-for-grandchild/</loc>
		<lastmod>2023-03-23T01:02:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/questions-on-iras/</loc>
		<lastmod>2023-03-23T21:11:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-high-interest-debt/</loc>
		<lastmod>2023-03-23T21:13:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cds-8/</loc>
		<lastmod>2023-03-23T21:14:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/interest-rate-when-will-they-peak/</loc>
		<lastmod>2023-03-23T21:19:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-for-2nd-home-and-extra-cash/</loc>
		<lastmod>2023-03-23T21:19:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-consolidation-11/</loc>
		<lastmod>2023-03-23T21:24:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-collectors/</loc>
		<lastmod>2023-03-23T21:26:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-unions-2/</loc>
		<lastmod>2023-03-23T21:26:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/personal-loan/</loc>
		<lastmod>2023-03-23T21:29:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cds-9/</loc>
		<lastmod>2023-03-23T21:30:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-investment-4/</loc>
		<lastmod>2023-03-23T21:33:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/didnt-get-t-bill-1099/</loc>
		<lastmod>2023-03-23T22:08:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bill-2/</loc>
		<lastmod>2023-03-23T22:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/illinois-350-rebate-taxable/</loc>
		<lastmod>2023-03-23T22:10:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/interest-rates-9/</loc>
		<lastmod>2023-03-23T22:11:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/banks-that-have-plenty-of-capital/</loc>
		<lastmod>2023-03-23T22:14:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/bail-out/</loc>
		<lastmod>2023-03-23T22:16:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/safety-deposit-box/</loc>
		<lastmod>2023-03-23T22:18:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/buying-gold-or-silver-2/</loc>
		<lastmod>2023-03-23T22:20:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/should-i-be-in-the-market/</loc>
		<lastmod>2023-03-23T22:25:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gold-11/</loc>
		<lastmod>2023-03-23T22:29:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bill-or-i-bond/</loc>
		<lastmod>2023-03-23T22:31:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/banks-3/</loc>
		<lastmod>2023-03-23T22:34:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/local-credit-unions/</loc>
		<lastmod>2023-03-23T22:37:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/student-loan-debt-5/</loc>
		<lastmod>2023-03-23T23:35:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cost-basis-for-transferred-stock-at-death/</loc>
		<lastmod>2023-03-23T23:49:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/savings-and-fdic-protection/</loc>
		<lastmod>2023-03-23T23:53:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/saving-after-retirement/</loc>
		<lastmod>2023-03-23T23:54:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/banking-crisis-and-military-threats/</loc>
		<lastmod>2023-03-23T23:55:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/sun-cities-financial-ad-for-various-cd-interest/</loc>
		<lastmod>2023-03-24T00:01:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/checking-poa-to-change-name/</loc>
		<lastmod>2023-03-24T00:03:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bills-through-schwab-fees/</loc>
		<lastmod>2023-03-24T00:06:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/online-banking-fraudulent-transaction/</loc>
		<lastmod>2023-03-24T00:11:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-account-coverage/</loc>
		<lastmod>2023-03-24T15:56:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bills-20/</loc>
		<lastmod>2023-03-25T02:20:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/rmd-withholding/</loc>
		<lastmod>2023-03-25T02:24:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-23/</loc>
		<lastmod>2023-03-25T02:26:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/increase-in-cd-rates/</loc>
		<lastmod>2023-03-25T02:30:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/questions-cd-s-and-or-savings/</loc>
		<lastmod>2023-03-29T23:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/iras-that-exceed-the-250-k-insurance/</loc>
		<lastmod>2023-03-29T23:02:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/bonds-matured-and-i-will-have-62000/</loc>
		<lastmod>2023-03-29T23:05:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/owe-irs-back-taxes/</loc>
		<lastmod>2023-03-29T23:07:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gifting-a-treasury-note/</loc>
		<lastmod>2023-03-29T23:09:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/invest-or-spend/</loc>
		<lastmod>2023-03-29T23:11:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-contribution-2/</loc>
		<lastmod>2023-03-29T23:12:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/money-market-fund/</loc>
		<lastmod>2023-03-29T23:13:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tbills-2/</loc>
		<lastmod>2023-03-29T23:14:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/invest-in-gold-or-buy-cds/</loc>
		<lastmod>2023-03-29T23:15:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/rmd-19/</loc>
		<lastmod>2023-03-29T23:16:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/dollar-stability/</loc>
		<lastmod>2023-03-29T23:20:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/someone-used-my-granddaughters-social-security-number/</loc>
		<lastmod>2023-04-07T21:30:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/brokerage-account-idle-money/</loc>
		<lastmod>2023-04-07T21:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-24/</loc>
		<lastmod>2023-04-07T21:34:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/bank-risk-mgt/</loc>
		<lastmod>2023-04-07T21:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cc-debt-and-student-loans/</loc>
		<lastmod>2023-04-07T21:45:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-41/</loc>
		<lastmod>2023-04-09T17:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ss-errors/</loc>
		<lastmod>2023-04-09T17:34:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-42/</loc>
		<lastmod>2023-04-09T17:57:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-consolidation/</loc>
		<lastmod>2023-04-09T18:17:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/health-savings-account-and-taxes/</loc>
		<lastmod>2023-04-09T18:19:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/conversions-to-roth-over-and-above-rmd/</loc>
		<lastmod>2023-04-09T18:21:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/filing-and-signing-2022-income-tax-forms-on-behalf-of-parents/</loc>
		<lastmod>2023-04-09T18:23:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/saving-for-college-6/</loc>
		<lastmod>2023-04-09T18:26:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bill-3/</loc>
		<lastmod>2023-04-09T18:31:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/assisted-living-costs/</loc>
		<lastmod>2023-04-09T18:35:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-ins-traditional-ira-cds-and-regular-cds-ckg/</loc>
		<lastmod>2023-04-09T18:36:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/necessary-to-file-income-tax/</loc>
		<lastmod>2023-04-09T18:47:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/allocation/</loc>
		<lastmod>2023-04-09T18:50:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/proper-handling-of-qcd/</loc>
		<lastmod>2023-04-09T18:51:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxes-on-unemployment-2/</loc>
		<lastmod>2023-04-09T18:55:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/reverse-mortgage-advice/</loc>
		<lastmod>2023-04-09T19:00:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/home-purchase-assistance-for-a-son/</loc>
		<lastmod>2023-04-09T19:12:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-i-savings-bond/</loc>
		<lastmod>2023-04-09T19:14:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/college-savings-not-used/</loc>
		<lastmod>2023-04-09T19:19:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/unpaid-taxes/</loc>
		<lastmod>2023-04-09T19:21:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/charles-schwab/</loc>
		<lastmod>2023-04-09T19:24:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/husbands-social-security-if-deceased/</loc>
		<lastmod>2023-04-09T19:27:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxes-11/</loc>
		<lastmod>2023-04-12T13:12:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-investment-disbursement/</loc>
		<lastmod>2023-04-12T13:14:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-to-buy-tbill/</loc>
		<lastmod>2023-04-12T13:15:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/stable-value-funds/</loc>
		<lastmod>2023-04-12T13:18:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-53/</loc>
		<lastmod>2023-04-12T13:20:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/grants-for-the-disabled/</loc>
		<lastmod>2023-04-12T13:26:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bond/</loc>
		<lastmod>2023-04-12T13:31:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-with-a-police-pension/</loc>
		<lastmod>2023-04-12T13:37:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-25/</loc>
		<lastmod>2023-04-12T13:37:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-through-brokerage-account/</loc>
		<lastmod>2023-04-12T13:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/life-insurance-11/</loc>
		<lastmod>2023-04-12T13:44:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/payoff-mortgage-vs-ltc-ins/</loc>
		<lastmod>2023-04-12T13:49:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bond-tax-free-for-college/</loc>
		<lastmod>2023-04-12T13:53:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/whole-life-insurance-policy-2/</loc>
		<lastmod>2023-04-12T13:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-heard-there-was-an-additional-deduction-for-seniors-over-the-age-of-65-years/</loc>
		<lastmod>2023-04-12T14:02:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-debt-for-grandson/</loc>
		<lastmod>2023-04-12T14:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/revocable-trust-and-wills/</loc>
		<lastmod>2023-04-12T14:07:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/6-month-t-bill-effective-rate/</loc>
		<lastmod>2023-04-13T00:34:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/grants-small-business-covid-19/</loc>
		<lastmod>2023-04-13T00:36:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-incorrect-payments-from-government/</loc>
		<lastmod>2023-04-13T00:38:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxes-too-late-for-an-ira-deduction/</loc>
		<lastmod>2023-04-13T00:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/heloc-9/</loc>
		<lastmod>2023-04-13T00:44:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-43/</loc>
		<lastmod>2023-04-13T00:47:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/buying-additional-coca-cola-stock-vs-the-realty-income-reit-for-my-roth-ira/</loc>
		<lastmod>2023-04-14T00:47:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-17/</loc>
		<lastmod>2023-04-13T00:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/money-short-term-storeage/</loc>
		<lastmod>2023-04-13T00:52:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/income-tax-return-2/</loc>
		<lastmod>2023-04-14T00:52:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/moving-from-jackson-annuity/</loc>
		<lastmod>2023-04-14T00:55:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-quality-review-letter/</loc>
		<lastmod>2023-04-13T01:01:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-want-to-buy-t-bill-series-i-savings-bonds-yield-6-89/</loc>
		<lastmod>2023-04-13T01:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/college-funds-for-grandchildern/</loc>
		<lastmod>2023-04-14T01:04:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-account-locked/</loc>
		<lastmod>2023-04-13T01:07:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bond-interest-pay-taxes-annually/</loc>
		<lastmod>2023-04-14T01:07:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/my-pension-401-k/</loc>
		<lastmod>2023-04-13T01:14:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/purchasing-bonds/</loc>
		<lastmod>2023-04-13T01:16:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-before-may-1st/</loc>
		<lastmod>2023-04-17T17:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/interesting-i-bond-decision-buy-now-w-low-base-rate-but-6-89-or-wait-for-higher-base-but-lower-adjustment-rate/</loc>
		<lastmod>2023-04-17T17:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bill-rollover/</loc>
		<lastmod>2023-04-17T17:49:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ss-review/</loc>
		<lastmod>2023-04-18T23:53:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/municipal-bonds-2/</loc>
		<lastmod>2023-04-18T23:55:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/avoid-getting-clobbered-with-property-gains-taxes/</loc>
		<lastmod>2023-04-18T23:58:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasurydirect-investments/</loc>
		<lastmod>2023-04-18T23:59:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/when-to-take-social-security-given-problems/</loc>
		<lastmod>2023-04-19T00:02:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-ceiling-t-bills-retirement/</loc>
		<lastmod>2023-04-19T00:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/federal-taxes-on-rmds/</loc>
		<lastmod>2023-04-19T00:07:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/college-graduation-gift/</loc>
		<lastmod>2023-04-19T00:11:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/taxes-12/</loc>
		<lastmod>2023-04-19T00:12:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/advice-on-taking-money-out-of-retirement-fund/</loc>
		<lastmod>2023-04-19T00:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/best-financial-option-for-2nd-home-purchase/</loc>
		<lastmod>2023-04-19T00:19:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/info-about-medicare-insurance-enrollment/</loc>
		<lastmod>2023-04-19T00:21:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-insurance-on-a-cd/</loc>
		<lastmod>2023-04-25T23:11:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-54/</loc>
		<lastmod>2023-04-25T23:12:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/grandchild-s-college/</loc>
		<lastmod>2023-04-25T23:14:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-26/</loc>
		<lastmod>2023-04-25T23:16:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-cash-2/</loc>
		<lastmod>2023-04-25T23:17:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/managed-fund/</loc>
		<lastmod>2023-04-25T23:18:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tips/</loc>
		<lastmod>2023-04-25T23:20:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/online-high-yield-savings-accounts/</loc>
		<lastmod>2023-04-25T23:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-transfer/</loc>
		<lastmod>2023-04-25T23:24:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cd-rates-7/</loc>
		<lastmod>2023-04-25T23:29:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/stock-gifting/</loc>
		<lastmod>2023-04-25T23:35:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-deadline/</loc>
		<lastmod>2023-04-25T23:38:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/bond-funds-4/</loc>
		<lastmod>2023-04-25T23:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/64-and-laid-off/</loc>
		<lastmod>2023-04-25T23:48:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/savings-vs-debt-repayment-vs-retirement/</loc>
		<lastmod>2023-04-25T23:51:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cancer-policy/</loc>
		<lastmod>2023-04-25T23:54:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-limit-impact-on-treasury-bills/</loc>
		<lastmod>2023-04-25T23:55:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/grandchild-gift-2/</loc>
		<lastmod>2023-04-25T23:56:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/real-estate-investment-property-lease-to-sell-for-parents/</loc>
		<lastmod>2023-04-26T00:02:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bond-or-roth/</loc>
		<lastmod>2023-04-26T17:45:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-10/</loc>
		<lastmod>2023-04-29T19:58:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-55/</loc>
		<lastmod>2023-04-29T20:07:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-feel-broker-invested-in-to-many-funds-for-my-son/</loc>
		<lastmod>2023-04-29T20:12:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investments-17/</loc>
		<lastmod>2023-04-29T20:13:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/life-insurance-to-cover-mortgage-balance-after-my-death/</loc>
		<lastmod>2023-04-29T20:16:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ibonds-and-t-bills/</loc>
		<lastmod>2023-04-29T20:17:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/purchasing-gold-and-or-silver/</loc>
		<lastmod>2023-04-30T13:25:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-27/</loc>
		<lastmod>2023-04-30T13:27:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/no-penalty-to-break-cds/</loc>
		<lastmod>2023-04-30T13:29:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/are-t-bills-a-good-hedge-against-a-recession/</loc>
		<lastmod>2023-04-30T13:30:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/purchasing-i-bonds-in-ira/</loc>
		<lastmod>2023-04-30T13:31:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-notes-3/</loc>
		<lastmod>2023-04-30T13:33:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mature-paper-saving-bonds/</loc>
		<lastmod>2023-04-30T13:40:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/financial-planner-5/</loc>
		<lastmod>2023-04-30T13:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/breaking-a-bank-ira-cd-without-penalty/</loc>
		<lastmod>2023-04-30T13:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-to-buy-a-t-bill/</loc>
		<lastmod>2023-04-30T13:43:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-56/</loc>
		<lastmod>2023-04-30T13:43:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/managed-investment-fees/</loc>
		<lastmod>2023-04-30T13:45:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/illinois-estate-transfer-tax/</loc>
		<lastmod>2023-04-30T13:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/capital-gains-3/</loc>
		<lastmod>2023-04-30T13:52:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-and-divorce/</loc>
		<lastmod>2023-04-30T13:56:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-28/</loc>
		<lastmod>2023-04-30T13:58:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bill-beneficiaries/</loc>
		<lastmod>2023-04-30T14:02:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-interest/</loc>
		<lastmod>2023-05-12T15:35:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-interest-3/</loc>
		<lastmod>2023-05-12T15:37:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-ceiling-crisis-impact-on-t-bill-redemption/</loc>
		<lastmod>2023-05-12T15:37:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/apa-treas-310/</loc>
		<lastmod>2023-05-12T15:39:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/interest-from-i-bonds/</loc>
		<lastmod>2023-05-12T15:43:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/balanced-and-appropriate-portfolio/</loc>
		<lastmod>2023-05-12T15:51:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-versus-brokerage-account/</loc>
		<lastmod>2023-05-12T15:54:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/online-savings-accounts-2/</loc>
		<lastmod>2023-05-12T15:57:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-strategy-for-81-yr-old/</loc>
		<lastmod>2023-05-12T15:59:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/federal-tax-refund-8/</loc>
		<lastmod>2023-05-12T16:02:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-interest-4/</loc>
		<lastmod>2023-05-13T17:11:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-maximum/</loc>
		<lastmod>2023-05-13T17:15:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/save-cash-or-invest-in-a-retirement-account/</loc>
		<lastmod>2023-05-13T17:17:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-calculator/</loc>
		<lastmod>2023-05-13T17:19:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-5/</loc>
		<lastmod>2023-05-13T17:21:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/financial-planner-6/</loc>
		<lastmod>2023-05-13T17:22:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-language-high-rate-versus-average/</loc>
		<lastmod>2023-05-13T17:25:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-limits/</loc>
		<lastmod>2023-05-13T17:28:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-after-70/</loc>
		<lastmod>2023-05-13T17:30:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/limits-on-paypal-transactions/</loc>
		<lastmod>2023-05-13T17:36:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/too-good-to-be-true1035-exchange/</loc>
		<lastmod>2023-05-13T17:39:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-ira-investments/</loc>
		<lastmod>2023-05-13T17:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/travel-credit-card/</loc>
		<lastmod>2023-05-13T17:48:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/vanguard-cash-plus/</loc>
		<lastmod>2023-05-13T17:51:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-link-to-that-website/</loc>
		<lastmod>2023-05-13T17:53:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-order-didnt-go-through/</loc>
		<lastmod>2023-05-13T17:54:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/current-i-bond-rates/</loc>
		<lastmod>2023-05-13T17:55:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/collage-investment/</loc>
		<lastmod>2023-05-13T18:04:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-cds/</loc>
		<lastmod>2023-05-13T18:05:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/diversification-of-portfolio/</loc>
		<lastmod>2023-05-13T18:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/money-market-3/</loc>
		<lastmod>2023-05-13T18:13:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/payment-tax-plan/</loc>
		<lastmod>2023-05-13T18:18:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/checking-banks-capital-position/</loc>
		<lastmod>2023-05-13T18:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investments-vanguard-tax-loss-harvest/</loc>
		<lastmod>2023-05-13T18:25:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/career-counseling/</loc>
		<lastmod>2023-05-13T18:29:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/vanguard-switch-to-fidelity/</loc>
		<lastmod>2023-05-13T18:31:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fdic-4/</loc>
		<lastmod>2023-05-13T18:32:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/reaching-debt-limit-effect-on-maturing-t-bill-payments/</loc>
		<lastmod>2023-05-13T18:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/state-tax-c-d-vs-t-bill/</loc>
		<lastmod>2023-05-13T18:35:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-and-the-debt-ceiling-potential-crisis-looming-and-gold-gld-etf/</loc>
		<lastmod>2023-05-13T18:37:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/short-term-investment-2/</loc>
		<lastmod>2023-05-13T18:44:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/finance-charge-when-paying-taxes/</loc>
		<lastmod>2023-05-13T18:48:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/rollover-my-401k-to-an-ira-after-retirement-at-age-68/</loc>
		<lastmod>2023-05-13T18:50:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-29/</loc>
		<lastmod>2023-05-13T18:51:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cash-dismanteling-its-use/</loc>
		<lastmod>2023-05-13T18:52:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/long-term-care-5/</loc>
		<lastmod>2023-05-13T18:56:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/dollar-vs-brics/</loc>
		<lastmod>2023-05-13T18:59:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/rothira-2/</loc>
		<lastmod>2023-05-14T21:50:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cd-rate-offer/</loc>
		<lastmod>2023-05-14T21:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/pension-termination/</loc>
		<lastmod>2023-05-14T21:56:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fiduciary-financial-advisor-in-mchenry-lake-co-il/</loc>
		<lastmod>2023-05-14T21:59:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/signing-up-for-social-security/</loc>
		<lastmod>2023-05-14T22:08:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/annuities-vs-checking/</loc>
		<lastmod>2023-05-15T14:51:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-44/</loc>
		<lastmod>2023-05-15T14:53:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/annuity-fears/</loc>
		<lastmod>2023-05-15T14:55:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ssa-clawback-overpayment-letter/</loc>
		<lastmod>2023-05-15T14:57:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/beneficiary-for-t-bill-i-bond/</loc>
		<lastmod>2023-05-15T15:06:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-issue/</loc>
		<lastmod>2023-05-15T15:22:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/arm-libor-index-vs-sofr/</loc>
		<lastmod>2023-05-15T15:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/reinvesting-i-bonds/</loc>
		<lastmod>2023-05-15T15:27:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/long-term-health-insurance/</loc>
		<lastmod>2023-05-15T15:28:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/lost-refund-check-from-u-s-treasury-department/</loc>
		<lastmod>2023-05-15T15:30:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-when-to-start-collecting/</loc>
		<lastmod>2023-05-15T15:32:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bill-2/</loc>
		<lastmod>2023-05-15T15:34:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-should-the-fear-of-social-security-going-broke-affect-my-decision-of-when-to-start-it/</loc>
		<lastmod>2023-05-15T16:06:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/buy-gold-or-silver-for-iras-and-401k/</loc>
		<lastmod>2023-05-15T16:08:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-account-and-t-bills/</loc>
		<lastmod>2023-05-15T16:09:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ee-bonds-6/</loc>
		<lastmod>2023-05-15T16:15:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bond-19/</loc>
		<lastmod>2023-05-15T16:16:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/do-we-still-have-to-file-annual-taxes/</loc>
		<lastmod>2023-05-15T16:20:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cbdc/</loc>
		<lastmod>2023-05-15T16:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/purchase-t-bills/</loc>
		<lastmod>2023-05-15T16:24:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/income-tax-refund-6/</loc>
		<lastmod>2023-05-15T16:25:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/30-year-i-bonds/</loc>
		<lastmod>2023-05-15T16:28:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401-k-choices/</loc>
		<lastmod>2023-05-15T16:30:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-gov-accounts/</loc>
		<lastmod>2023-05-15T16:33:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-and-the-debt-ceiling/</loc>
		<lastmod>2023-05-15T16:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-30/</loc>
		<lastmod>2023-05-15T17:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-31/</loc>
		<lastmod>2023-05-15T17:43:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/survivor-benefits/</loc>
		<lastmod>2023-05-15T17:45:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/when-to-file-for-social-security/</loc>
		<lastmod>2023-05-15T17:47:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/name-change-after-i-create-an-account-on-treasury-direct/</loc>
		<lastmod>2023-05-15T17:49:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-45/</loc>
		<lastmod>2023-05-15T17:50:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/small-inheritance-what-to-do-with-it/</loc>
		<lastmod>2023-05-15T17:52:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/survivor-ss/</loc>
		<lastmod>2023-05-15T17:54:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-46/</loc>
		<lastmod>2023-05-15T17:56:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retired-illinois-trs-ira-rollover-before-59-5/</loc>
		<lastmod>2023-05-15T17:58:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/federal-student-loan-debt-relief-program/</loc>
		<lastmod>2023-05-20T20:26:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/charging-for-credit-card-use/</loc>
		<lastmod>2023-05-20T20:27:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/applicability-of-money-market-principles-discussed-in-the-savage-truth-on-money-to-pakistans-stock-exchange/</loc>
		<lastmod>2023-05-20T21:12:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-interest-payment/</loc>
		<lastmod>2023-05-20T21:14:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-debt-23/</loc>
		<lastmod>2023-05-20T21:15:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/high-yield-savings-account-2/</loc>
		<lastmod>2023-05-20T21:16:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/college-fund-2/</loc>
		<lastmod>2023-05-20T21:18:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-rollover-to-ira/</loc>
		<lastmod>2023-05-20T21:20:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/maximize-my-ss/</loc>
		<lastmod>2023-05-20T21:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-rates-now/</loc>
		<lastmod>2023-05-20T21:24:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-32/</loc>
		<lastmod>2023-05-20T21:25:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gov-default/</loc>
		<lastmod>2023-05-20T21:26:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/saving-for-college-7/</loc>
		<lastmod>2023-05-25T14:09:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/trusts-5/</loc>
		<lastmod>2023-05-25T14:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ex-husbands-social-security/</loc>
		<lastmod>2023-05-25T14:20:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/capital-gains-on-sale-of-farm/</loc>
		<lastmod>2023-05-25T14:39:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-decision/</loc>
		<lastmod>2023-05-25T14:43:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-33/</loc>
		<lastmod>2023-05-25T14:47:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/evaluating-a-community-bank/</loc>
		<lastmod>2023-05-25T14:52:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mutual-funds-from-work/</loc>
		<lastmod>2023-05-25T14:57:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-debt-24/</loc>
		<lastmod>2023-05-25T15:05:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/grandchild-investment-for-college/</loc>
		<lastmod>2023-06-03T13:51:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cds-10/</loc>
		<lastmod>2023-06-03T13:52:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/kiddie-tax/</loc>
		<lastmod>2023-06-03T13:55:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/interest-on-unclaimed-property/</loc>
		<lastmod>2023-06-03T13:56:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/minimize-federal-taxes/</loc>
		<lastmod>2023-06-03T14:01:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/state-income-tax-refund/</loc>
		<lastmod>2023-06-03T14:08:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/life-insurance-term-ends/</loc>
		<lastmod>2023-06-03T14:16:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tbills-3/</loc>
		<lastmod>2023-06-03T14:17:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/hh-bond-redemption/</loc>
		<lastmod>2023-06-03T14:18:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tbill-purchase-predicting-yields/</loc>
		<lastmod>2023-06-03T14:21:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/stock-sale/</loc>
		<lastmod>2023-06-03T14:26:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/financial-advisor-7/</loc>
		<lastmod>2023-06-03T14:29:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-relief-oops/</loc>
		<lastmod>2023-06-03T14:31:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mortgage-pay-off/</loc>
		<lastmod>2023-06-03T14:32:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/savings-accounts/</loc>
		<lastmod>2023-06-03T14:35:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-a-deep-hole/</loc>
		<lastmod>2023-06-03T14:38:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/student-loans-public-service-relief/</loc>
		<lastmod>2023-06-03T14:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/saving-for-future-healthcare/</loc>
		<lastmod>2023-06-03T14:45:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/1000-dollar-bills/</loc>
		<lastmod>2023-06-03T14:47:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/safety/</loc>
		<lastmod>2023-06-03T14:48:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-union/</loc>
		<lastmod>2023-06-03T14:49:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/transferring-money-from-one-bank-into-a-money-marketaccount-at-another/</loc>
		<lastmod>2023-06-03T14:51:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/morgan-stanley/</loc>
		<lastmod>2023-06-03T14:53:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-strategy-social-security/</loc>
		<lastmod>2023-06-03T15:04:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/erc-refund-check/</loc>
		<lastmod>2023-06-03T15:06:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-account-change/</loc>
		<lastmod>2023-06-03T16:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-funds/</loc>
		<lastmod>2023-06-03T16:25:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-roll-over-rate/</loc>
		<lastmod>2023-06-03T16:26:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/transfer-of-inherited-ira-to-spouse-after-death-of-wife/</loc>
		<lastmod>2023-06-03T16:32:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-to-cash-close-to-retirement/</loc>
		<lastmod>2023-06-03T16:34:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/bonds-att-corp/</loc>
		<lastmod>2023-06-03T16:39:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-consolidation/</loc>
		<lastmod>2023-06-03T16:41:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/irs-problem/</loc>
		<lastmod>2023-06-03T16:44:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/long-term-investment-strategy/</loc>
		<lastmod>2023-06-03T16:51:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/paying-off-my-school-loan/</loc>
		<lastmod>2023-06-03T17:08:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-do-i-check-out-a-financial-planner/</loc>
		<lastmod>2023-06-03T17:19:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/estate-planning-and-fiduciary-representative/</loc>
		<lastmod>2023-06-03T17:25:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/banks-the-best/</loc>
		<lastmod>2023-06-03T17:26:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-consolidation-12/</loc>
		<lastmod>2023-06-03T17:28:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/where-to-put-retirement-money-for-disabled-child/</loc>
		<lastmod>2023-06-03T17:32:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-type-and-investments/</loc>
		<lastmod>2023-06-03T17:33:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-sign-up/</loc>
		<lastmod>2023-06-03T17:37:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/sep-ira-or-solo-401k-for-side-hustle/</loc>
		<lastmod>2023-06-03T17:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/child-investing/</loc>
		<lastmod>2023-06-05T14:20:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/required-minimum-distribution-rmds/</loc>
		<lastmod>2023-06-05T14:21:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-contribution-3/</loc>
		<lastmod>2023-06-05T14:22:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/annuity-4/</loc>
		<lastmod>2023-06-05T14:25:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cook-county-property-tax-check-mailed-3-weeks-before-due-date/</loc>
		<lastmod>2023-06-05T14:26:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-overpayment-notice/</loc>
		<lastmod>2023-06-05T14:30:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/my-spouses-social-security-benefit-after-my-death/</loc>
		<lastmod>2023-06-05T14:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/utma-account-for-minor/</loc>
		<lastmod>2023-06-05T14:46:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/old-stock-certificates/</loc>
		<lastmod>2023-06-05T14:51:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-ira-11/</loc>
		<lastmod>2023-06-05T14:53:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-or-putting-in-cd/</loc>
		<lastmod>2023-06-05T14:57:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/pre-death-documents/</loc>
		<lastmod>2023-06-05T14:58:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/home-equity-loan-3/</loc>
		<lastmod>2023-06-05T15:01:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/senior-living-buy-in/</loc>
		<lastmod>2023-06-05T15:10:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/bankers-life-insurance-annuity-problem/</loc>
		<lastmod>2023-06-05T15:29:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-11/</loc>
		<lastmod>2023-06-10T19:24:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/hr-block-tax-preparation-safety/</loc>
		<lastmod>2023-06-10T19:25:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-401k-3/</loc>
		<lastmod>2023-06-10T19:26:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/home-equity-loan-retirement/</loc>
		<lastmod>2023-06-10T19:28:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/closing-unused-credit-cards/</loc>
		<lastmod>2023-06-10T19:29:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-taxes-2/</loc>
		<lastmod>2023-06-10T19:32:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/heloc-for-investment-properties/</loc>
		<lastmod>2023-06-10T19:34:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cashing-ee-bonds-purchased-by-my-brother-for-my-sons/</loc>
		<lastmod>2023-06-10T19:37:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/debt-card/</loc>
		<lastmod>2023-06-10T19:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/trusts-6/</loc>
		<lastmod>2023-06-10T19:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-6/</loc>
		<lastmod>2023-06-10T19:43:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/best-choice-to-finance-a-new-home-purchase-without-having-to-sell-first/</loc>
		<lastmod>2023-06-10T19:45:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-34/</loc>
		<lastmod>2023-06-10T19:46:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/beneficiary-for-life-insurance/</loc>
		<lastmod>2023-06-10T19:49:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/vti-vs-voo-index-funds/</loc>
		<lastmod>2023-06-10T19:51:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-benefits-at-fra/</loc>
		<lastmod>2023-06-10T19:52:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tbills-4/</loc>
		<lastmod>2023-06-14T17:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/advice-on-where-to-take-funds-from-to-pay-a-bill/</loc>
		<lastmod>2023-06-14T17:19:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/paying-off-my-mortgage-2/</loc>
		<lastmod>2023-06-14T18:31:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-funds/</loc>
		<lastmod>2023-06-14T18:32:33+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/amazon/</loc>
		<lastmod>2023-06-16T19:25:09+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/your-opinion-about-charles-schwab/</loc>
		<lastmod>2023-06-16T19:26:22+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401-k-2/</loc>
		<lastmod>2023-06-16T19:27:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cancelling-credit-card/</loc>
		<lastmod>2023-06-16T19:29:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-cards-with-radio-chips/</loc>
		<lastmod>2023-06-16T19:32:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/bank-savings-account-beneficiaries/</loc>
		<lastmod>2023-06-16T20:00:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-after-retirement/</loc>
		<lastmod>2023-06-16T21:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/electronic-vehicle-tax-credit-separate-tax-return-to-get-it/</loc>
		<lastmod>2023-06-16T21:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/possible-retirement/</loc>
		<lastmod>2023-06-16T21:07:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bill-or-i-bond-2/</loc>
		<lastmod>2023-06-19T18:31:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/529-account-4/</loc>
		<lastmod>2023-06-19T18:35:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-ira-for-young-adult-and-senior/</loc>
		<lastmod>2023-06-19T18:42:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-35/</loc>
		<lastmod>2023-06-19T18:43:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/charity-donation-from-ira/</loc>
		<lastmod>2023-06-19T18:47:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bills-21/</loc>
		<lastmod>2023-06-19T18:50:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-for-ex-spouse-married-10-years/</loc>
		<lastmod>2023-06-19T18:53:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-survivor-benefits-vs-retirement-benefits/</loc>
		<lastmod>2023-06-19T18:55:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-insurance-option/</loc>
		<lastmod>2023-06-20T21:14:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/beneficiaries-of-life-insurance-retirement-accounts-to-trust/</loc>
		<lastmod>2023-06-20T21:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/take-spousal-rrb-pension-as-well-as-my-own-ssa-benefit/</loc>
		<lastmod>2023-06-22T19:06:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-withdrawal-and-medicare-part-b-premiums/</loc>
		<lastmod>2023-06-22T19:14:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tax-amount-to-withdraw-from-401k-to-buy-property/</loc>
		<lastmod>2023-06-22T19:20:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gold-ira-2/</loc>
		<lastmod>2023-06-22T19:32:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/should-my-wife-and-i-jointly-own-our-home/</loc>
		<lastmod>2023-06-22T19:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-names/</loc>
		<lastmod>2023-06-22T19:41:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/student-loan-for-son-with-no-credit-nor-cosigner/</loc>
		<lastmod>2023-06-22T19:47:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/advisor/</loc>
		<lastmod>2023-07-01T14:21:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-at-70-options-since-i-was-born-before-1954/</loc>
		<lastmod>2023-07-01T14:23:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-plan-2/</loc>
		<lastmod>2023-07-01T14:25:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-score-13/</loc>
		<lastmod>2023-07-01T14:27:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/time-length-period-for-gov-hh-bond-redemption/</loc>
		<lastmod>2023-07-01T14:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-cards-too-many/</loc>
		<lastmod>2023-07-01T14:30:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-57/</loc>
		<lastmod>2023-07-01T14:31:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tax-on-sale-of-inherited-property/</loc>
		<lastmod>2023-07-01T14:34:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/529-accounts-state-tax-deduction/</loc>
		<lastmod>2023-07-01T14:38:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-renwal/</loc>
		<lastmod>2023-07-01T16:23:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/dads-house/</loc>
		<lastmod>2023-07-03T13:50:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/robs/</loc>
		<lastmod>2023-07-03T13:53:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/1031-exchange-of-rental-property/</loc>
		<lastmod>2023-07-03T13:58:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-39/</loc>
		<lastmod>2023-07-03T14:00:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cashing-in-series-ee-bonds-after-maturity-new-2023-rule/</loc>
		<lastmod>2023-07-03T14:05:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/home-loan-mortgage-requirement/</loc>
		<lastmod>2023-07-03T14:06:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/illinois-income-tax/</loc>
		<lastmod>2023-07-03T14:36:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/sp-index-funds/</loc>
		<lastmod>2023-07-03T14:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mortgage-in-foreclosure/</loc>
		<lastmod>2023-07-03T14:47:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/brokerage-account-after-death/</loc>
		<lastmod>2023-07-03T14:51:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/18-year-old-granddaughter-want-to-invest-1000-00-she-has-saved/</loc>
		<lastmod>2023-07-03T16:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fiduciary-wants-me-to-buy-annuity/</loc>
		<lastmod>2023-07-03T16:11:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/pension-compounded-interest-vs-aai-accelerated-annual-increase/</loc>
		<lastmod>2023-07-03T16:15:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/529-college-saving-plans/</loc>
		<lastmod>2023-07-03T16:17:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/student-loan-13/</loc>
		<lastmod>2023-07-03T16:18:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-direct-listed-interest-rates/</loc>
		<lastmod>2023-07-03T16:21:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/real-estate-title-after-spouses-death/</loc>
		<lastmod>2023-07-03T16:25:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/purchase-cds/</loc>
		<lastmod>2023-07-03T16:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-ira-for-minors/</loc>
		<lastmod>2023-07-03T16:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401-k-rollover-2/</loc>
		<lastmod>2023-07-03T16:47:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/medicare-health-savings-account/</loc>
		<lastmod>2023-07-03T16:52:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mandatory-distribution-age/</loc>
		<lastmod>2023-07-03T16:57:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/question-about-the-number-of-payments-credited-by-a-student-loan/</loc>
		<lastmod>2023-07-03T17:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mortgage-payoff-vs-car-loans-payoff/</loc>
		<lastmod>2023-07-03T17:03:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/joint-account-on-best-buy-credit-card/</loc>
		<lastmod>2023-07-03T17:05:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/your-recent-article-on-observation/</loc>
		<lastmod>2023-07-03T17:06:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ss-used-for-i-d-purposes/</loc>
		<lastmod>2023-07-03T17:09:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cost-of-will-and-trust/</loc>
		<lastmod>2023-07-03T17:11:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-vs-roth/</loc>
		<lastmod>2023-07-03T17:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/business-buy-out/</loc>
		<lastmod>2023-07-05T16:16:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/covid-tax-relief-payments/</loc>
		<lastmod>2023-07-05T16:17:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-to-designate-transfer-of-ownership-on-treasury-direct-accounts/</loc>
		<lastmod>2023-07-08T16:05:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/401k-vs-roth-2/</loc>
		<lastmod>2023-07-08T16:06:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-inactivity/</loc>
		<lastmod>2023-07-08T16:19:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/observation-vs-admittance/</loc>
		<lastmod>2023-07-08T16:20:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/medicare-advantage-3/</loc>
		<lastmod>2023-07-08T16:28:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/charles-schwab-2/</loc>
		<lastmod>2023-07-08T16:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/medicare-supplement-plan-f/</loc>
		<lastmod>2023-07-08T16:36:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-income/</loc>
		<lastmod>2023-07-08T16:38:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/plan-g-or-medicare-advantage-plan/</loc>
		<lastmod>2023-07-08T16:44:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/advisor-2/</loc>
		<lastmod>2023-07-08T16:48:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bonds-interest-rates/</loc>
		<lastmod>2023-07-08T16:51:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-finding-yields/</loc>
		<lastmod>2023-07-08T16:54:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/reverse-mortgage-14/</loc>
		<lastmod>2023-07-16T19:07:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/organizer-form/</loc>
		<lastmod>2023-07-16T19:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/transfer-home-to-kids/</loc>
		<lastmod>2023-07-16T19:12:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mortgage-rates-2/</loc>
		<lastmod>2023-07-16T19:17:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-when-is-cash-withdrawn/</loc>
		<lastmod>2023-07-16T19:17:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/trust-as-beneficiary/</loc>
		<lastmod>2023-07-16T19:21:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/hospital/</loc>
		<lastmod>2023-07-16T19:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-card-for-my-college-student/</loc>
		<lastmod>2023-07-16T19:25:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/where-to-get-the-money-for-our-major-home-renovations/</loc>
		<lastmod>2023-07-16T19:31:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-3-or-6-month-which-is-better/</loc>
		<lastmod>2023-07-16T19:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/negotiating-down-debt/</loc>
		<lastmod>2023-07-16T19:35:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-19/</loc>
		<lastmod>2023-07-16T19:36:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/do-i-need-a-credit-score/</loc>
		<lastmod>2023-07-16T19:38:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tresury-bills-redemption/</loc>
		<lastmod>2023-07-16T19:39:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/student-loan-debt-6/</loc>
		<lastmod>2023-07-16T19:41:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-36/</loc>
		<lastmod>2023-07-16T19:44:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/savings-account/</loc>
		<lastmod>2023-07-16T19:45:22+00:00</lastmod>
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	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/profit-sharing-when-i-retire/</loc>
		<lastmod>2023-07-16T19:48:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/recoup-value-of-an-old-retirement-certificate/</loc>
		<lastmod>2023-07-16T19:53:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/what-source-of-income-to-take-from-during-retirement/</loc>
		<lastmod>2023-07-16T19:55:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/intermediate-tax-exempt-bond-fund-or-money-market-fund/</loc>
		<lastmod>2023-07-16T19:57:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/covid-refund/</loc>
		<lastmod>2023-07-16T20:00:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/public-service-loan-forgiveness/</loc>
		<lastmod>2023-07-16T20:02:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/unknown-purchase-price-of-stock/</loc>
		<lastmod>2023-07-16T20:06:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ibonds-vs-tbonds-for-grandchild/</loc>
		<lastmod>2023-07-16T20:08:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/possibly-forged-pod/</loc>
		<lastmod>2023-07-16T20:11:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/cds-11/</loc>
		<lastmod>2023-07-16T20:12:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gift-tax-capital-gain-house-to-daughter/</loc>
		<lastmod>2023-07-16T20:17:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/car-financing/</loc>
		<lastmod>2023-07-16T20:20:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/will-3/</loc>
		<lastmod>2023-07-16T20:21:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-wgn-question/</loc>
		<lastmod>2023-07-16T20:26:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/medicare-premium-penalty-for-filing-federal-taxes-married-separate/</loc>
		<lastmod>2023-07-16T20:29:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/correct-date-to-request-social-security-benefits-start/</loc>
		<lastmod>2023-07-16T20:30:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/treasury-bills-22/</loc>
		<lastmod>2023-07-16T20:31:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/related-to-college-loans/</loc>
		<lastmod>2023-07-16T20:34:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/wills-and-trusts/</loc>
		<lastmod>2023-07-16T20:35:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/irs-tax-advocate/</loc>
		<lastmod>2023-07-16T20:36:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/specific-timing-of-what-month-to-use-on-our-social-security-benefits-application/</loc>
		<lastmod>2023-07-16T20:39:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/personal-financial-organizer-form-10/</loc>
		<lastmod>2023-07-16T20:40:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/charitable-contribution-of-rmd/</loc>
		<lastmod>2023-07-16T20:48:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/roth-annuity-withdrawal/</loc>
		<lastmod>2023-07-20T18:14:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/revocable-living-trust-5/</loc>
		<lastmod>2023-07-20T18:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/charitable-contribution-of-rmd-2/</loc>
		<lastmod>2023-07-20T18:17:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/inherited-money-4/</loc>
		<lastmod>2023-07-20T18:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/pending-ups-strike-and-stocks/</loc>
		<lastmod>2023-07-20T18:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/genworth-life-long-term-care/</loc>
		<lastmod>2023-07-20T18:25:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/annuity-5/</loc>
		<lastmod>2023-07-20T18:28:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/entrance-fees-senior-communities/</loc>
		<lastmod>2023-07-20T18:31:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/observation-vs-admitted-true-story/</loc>
		<lastmod>2023-07-20T18:33:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/possible-move-to-another-state/</loc>
		<lastmod>2023-07-20T18:55:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/matured-savings-bonds-2/</loc>
		<lastmod>2023-07-20T19:34:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/company-pension/</loc>
		<lastmod>2023-07-20T19:45:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/long-term-care-policy-not-being-honored-in-a-paid-up-status-help/</loc>
		<lastmod>2023-07-20T19:48:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/estate-named-beneficiaries/</loc>
		<lastmod>2023-07-20T19:50:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-47/</loc>
		<lastmod>2023-07-20T19:52:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/how-to-protect-myself-when-our-current-paper-money-turns-digital/</loc>
		<lastmod>2023-07-20T19:54:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/funds-were-scammed-fbi/</loc>
		<lastmod>2023-07-20T19:55:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/savings-bonds-8/</loc>
		<lastmod>2023-07-20T19:57:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/inherited-annuities/</loc>
		<lastmod>2023-07-21T16:57:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/pension-6/</loc>
		<lastmod>2023-08-05T21:50:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/stock-exchange/</loc>
		<lastmod>2023-08-05T21:59:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/long-term-care-insurance-info/</loc>
		<lastmod>2023-08-05T22:01:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gold-market/</loc>
		<lastmod>2023-08-05T22:16:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-at-70/</loc>
		<lastmod>2023-08-05T22:18:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/best-way-to-pay-college-tuition-by-a-divorced-parent/</loc>
		<lastmod>2023-08-05T22:24:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/neighbor-medicare-nursing-home-bad-choice/</loc>
		<lastmod>2023-08-05T22:29:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/wgn-giving-money-for-a-baby-towards-college/</loc>
		<lastmod>2023-08-05T22:31:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/selling-house-in-mexico-and-transfer-money-to-usa/</loc>
		<lastmod>2023-08-05T22:38:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-37/</loc>
		<lastmod>2023-08-05T22:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/deceased-fathers-beneficiary-who-got-scammed-by-lawyers-at-his-probate-court/</loc>
		<lastmod>2023-08-05T22:42:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/will-vs-rlt/</loc>
		<lastmod>2023-08-05T22:45:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/high-yield-savings-accounts/</loc>
		<lastmod>2023-08-05T22:47:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/series-ee-savings-bond-for-student-loans/</loc>
		<lastmod>2023-08-05T22:48:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/an-independent-fee-only-advisor/</loc>
		<lastmod>2023-08-05T22:50:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/convert-stock-to-an-annuity/</loc>
		<lastmod>2023-08-05T22:52:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/annuities-18/</loc>
		<lastmod>2023-08-05T22:55:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/medigap-shopping/</loc>
		<lastmod>2023-08-05T23:02:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-for-grandchild/</loc>
		<lastmod>2023-08-05T23:03:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/fidelity-wealth-management/</loc>
		<lastmod>2023-08-05T23:05:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retroactive-benefits-re-social-security/</loc>
		<lastmod>2023-08-05T23:08:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/long-term-health-care/</loc>
		<lastmod>2023-08-06T13:32:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/transferring-an-annuity-from-one-provider-to-another/</loc>
		<lastmod>2023-08-06T13:35:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mortgage-payoff-5/</loc>
		<lastmod>2023-08-06T14:50:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/credit-cards-v-student-loans/</loc>
		<lastmod>2023-08-06T14:57:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/heloc-10/</loc>
		<lastmod>2023-08-06T14:59:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investment-23/</loc>
		<lastmod>2023-08-06T15:00:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/changing-ownership-of-matured-ee-savings-bonds/</loc>
		<lastmod>2023-08-06T15:03:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/need-copy-of-document-where-you-l-ist-all-our-asserts-for-executor-if-you-die/</loc>
		<lastmod>2023-08-06T15:05:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/when-to-take-social-security-5/</loc>
		<lastmod>2023-08-06T18:04:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/retirement-and-401k/</loc>
		<lastmod>2023-08-06T18:06:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/mutual-funds-when-80-years-old/</loc>
		<lastmod>2023-08-06T18:09:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ee-government-bond-maturity-sale/</loc>
		<lastmod>2023-08-06T18:10:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/tech-stock-to-t-bills/</loc>
		<lastmod>2023-08-06T18:38:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/social-security-benefits-8/</loc>
		<lastmod>2023-08-06T18:45:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/refinance-car-loan-2/</loc>
		<lastmod>2023-08-06T18:46:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/2022-1040-is-lost/</loc>
		<lastmod>2023-08-06T18:49:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investments-18/</loc>
		<lastmod>2023-08-06T18:53:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/who-to-call-about-social-security/</loc>
		<lastmod>2023-08-06T18:54:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-contributions-at-age-80/</loc>
		<lastmod>2023-08-06T18:57:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/safety-investment/</loc>
		<lastmod>2023-08-06T19:01:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/annuity-advisor-says-sell/</loc>
		<lastmod>2023-08-06T19:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/withdrawing-money/</loc>
		<lastmod>2023-08-06T19:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/t-bills-38/</loc>
		<lastmod>2023-08-06T19:08:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/moving-our-40lk-to-cds/</loc>
		<lastmod>2023-08-06T19:16:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/i-bond-vs-cd/</loc>
		<lastmod>2023-08-06T19:17:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/pension-de-risking/</loc>
		<lastmod>2023-08-06T19:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/amount-of-down-payment-to-put-down-on-a-house-before-we-retire/</loc>
		<lastmod>2023-08-06T19:23:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/eesavings-and-i-bonds/</loc>
		<lastmod>2023-08-06T19:29:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/high-interest-home-line-of-credit/</loc>
		<lastmod>2023-08-06T19:31:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/etrade-account-and-morgan-stanley/</loc>
		<lastmod>2023-08-06T19:35:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/investing-for-grandkids-college/</loc>
		<lastmod>2023-08-06T19:37:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/ira-financial-consultant-fee/</loc>
		<lastmod>2023-08-09T18:11:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/gold-market-2/</loc>
		<lastmod>2023-08-09T18:12:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/home-interest-rates/</loc>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/transfer-mutual-fund-assets/</loc>
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		<loc>https://staging-terrysavagecom-staging.kinsta.cloud/ask-terry/need-cash-for-home-repairs/</loc>
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